Pumpkin Chocolate Chip Bread Recipe with Warm Spices

This Homemade Pumpkin Bread is full of warm fall spices and melty chocolate chips in every bite. Canned pumpkin purée keeps the loaf moist and tender, while the chocolate adds just the right amount of sweetness. All you need is a bowl, a whisk, and a 9×5-inch loaf pan to make this simple autumn favorite.

  • Prep time: 10 minutes
  • Bake time: 40–50 minutes
  • Yield: 1 loaf (about 10 servings)
Overhead view of baked pumpkin bread with 2 slices stacked in front of the bread.
This pumpkin bread has chocolate chips on the inside and on top!

Why I Love This Bread

You’ll love this pumpkin chocolate chip loaf for several reasons:

  • Quick and easy – no stand mixer required. A whisk is all you need, and mixing by hand helps avoid overworking the batter.
  • Moist and tender – pumpkin purée plus a bit of oil keeps the bread soft and never dry.
  • Melty chocolate chips – sweet milk chocolate pairs surprisingly well with pumpkin for a comforting treat.

Ingredients, Notes, and Swaps

All ingredients measured out in individual containers.

Pumpkin purée – use plain canned pumpkin purée, not pumpkin pie filling. It adds moisture and flavor without extra sugar or spices.

Pumpkin pie spice – this blend usually contains cinnamon, nutmeg, ginger, and allspice. If you don’t have it, substitute 1 tsp cinnamon, 1/4 tsp nutmeg, 1/4 tsp ginger, and a pinch of allspice or cloves.

Flour – all-purpose flour works best. Measure by scooping into the cup and leveling with a knife for consistent results.

Chocolate chips – sweet milk chocolate chips are used here, but mini or semi-sweet chips work well, too. For variety, use half chips and half chopped pecans.

Milk and eggs – add moisture and structure. Using room temperature eggs and milk helps the batter blend evenly.

Oil – a neutral oil like canola keeps the loaf tender. You can substitute vegetable oil, melted butter, or ghee if preferred.

Sugar – the recipe uses both brown and granulated sugar for balanced flavor, but you can use all brown or all granulated if desired.

How to Make Pumpkin Chocolate Chip Bread

Pumpkin puree, oil, and milk in a mixing bowl with a whisk.

Step 1. Preheat oven to 350°F. Spray a 9×5-inch loaf pan with nonstick spray and line with a parchment strip for easy removal. In a large bowl, whisk together 1 cup pumpkin purée, 1/4 cup oil, and 1/4 cup whole milk until smooth.

Eggs, vanilla, sugars, salt, baking soda, and pumpkin pie spice added to the bowl of pumpin puree mixture.

Step 2. Whisk in 2 large eggs, 1 tsp vanilla extract, 1/2 cup granulated sugar, 1/2 cup packed light brown sugar, 1 tsp salt, 1 tsp baking soda, and 1 tsp pumpkin pie spice until combined.

Flour added to the batter mixture.

Step 3. Add 2 cups all-purpose flour, one cup at a time, and stir gently until just combined. Avoid overmixing to keep the crumb tender.

Chocolate chip folded into the batter.

Step 4. Fold in 1 cup of milk chocolate chips.

Batter poured into a 9 by 5-inch loaf pan with parchment paper handlews.

Step 5. Pour the batter into the prepared loaf pan. Sprinkle the remaining 1/3 cup chocolate chips on top.

Baked pumpkin loaf still in the loaf pan.

Step 6. Bake on the middle rack for 40–50 minutes, checking after 30 minutes and then every 10 minutes to avoid over-browning. If the top browns too quickly, tent with foil. Internal temperature should reach about 200°F; a toothpick may be unreliable because of melted chips.

Overhead view of baked pumpkin bread topped with chocolate chips still in the loaf pan.
Tada! The perfect pumpkin bread with yummy chocolate chips.

How to Keep Your Pumpkin Bread from Sinking

Quick breads can sink slightly as they cool, but these tips help avoid a major collapse:

  • Mix gently with a whisk and stop as soon as the dry ingredients are incorporated.
  • Underbaking causes sinking. Check the internal temperature (about 200°F) or look for small cracks on top and edges pulling from the pan.
  • The toothpick test is less reliable because melted chocolate can make the center appear moist even when fully baked.

How to Keep It Fresh

Store and freeze correctly to preserve texture and flavor.

Storing

Keep the cooled loaf in an airtight container on the countertop for up to 3 days.

Freezing

Wrap the cooled loaf tightly in plastic wrap or parchment, then foil or a zipper bag. Freeze up to 3 months. Alternatively, slice and individually wrap slices for easy reheating—microwave a single slice 20–30 seconds to warm.

Recipe FAQs

Can I double the recipe?

Yes. Double the ingredients and bake in two loaf pans or in batches. Two pans may need a few extra minutes of baking time.

Can I make pumpkin bread muffins?

Yes. Fill lined muffin cups about 3/4 full and bake at 350°F for 18–22 minutes.

Can I use fresh pumpkin instead of canned?

Yes. Roast and purée fresh pumpkin, then blot excess moisture with paper towels before measuring. Use the same volume as canned purée.

More Holiday Favorite Recipes

  • Blueberry Lemon Coffee Cake
  • Creamy Chicken Cobbler
  • One-Pot Chicken Creole and Rice
  • Easy Strawberry Pancakes

If you try this Chocolate Chip Pumpkin Bread, please leave a rating and review to share how it turned out.

Recipe

A loaf of baked bread with two slices stacked in front of it.

Chocolate Chip Pumpkin Bread Recipe

This easy homemade pumpkin bread is loaded with warm spices and melty chocolate chips. Made with canned pumpkin purée and pantry staples, it’s moist, tender, and great for breakfast, snacking, or gifting.
Course: Breakfast, Dessert
Cuisine: American
Prep Time: 10 minutes
Cook Time: 50 minutes
Total Time: 1 hour
Servings: 10
Calories: 277kcal

Equipment

  • whisk
  • measuring cup(s)
  • measuring spoons
  • 9×5-inch loaf pan

Ingredients

  • 1 cup pumpkin puree (not pumpkin pie filling)
  • ¼ cup canola oil
  • ¼ cup whole milk
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup granulated sugar
  • ½ cup light brown sugar, packed
  • 1 teaspoon salt
  • 1 teaspoon baking soda
  • 1 teaspoon pumpkin pie spice
  • 2 cups all-purpose flour
  • 1 1/3 cups milk chocolate chips, divided (1 cup in batter, 1/3 cup on top)

Instructions

  1. Preheat oven to 350°F. Spray a 9×5-inch loaf pan with nonstick spray and line with parchment for easy removal.
  2. In a large bowl, whisk together 1 cup pumpkin purée, ¼ cup canola oil, and ¼ cup whole milk.
  3. Whisk in 2 large eggs, 1 teaspoon vanilla, ½ cup granulated sugar, ½ cup packed light brown sugar, 1 teaspoon salt, 1 teaspoon baking soda, and 1 teaspoon pumpkin pie spice until blended.
  4. Add 2 cups all-purpose flour, one cup at a time, stirring just until combined. Do not overmix.
  5. Fold in 1 cup chocolate chips.
  6. Pour batter into the prepared pan and sprinkle the remaining 1/3 cup chocolate chips on top.
  7. Bake on the middle rack 40–50 minutes, checking after 30 minutes and tenting with foil if the top browns too quickly. The bread is done when the center reaches about 200°F. Allow the loaf to cool in the pan on a wire rack for 30 minutes, then lift out using the parchment handles and cool before slicing.

Notes

Don’t overmix: Stir dry ingredients in just until combined to keep the loaf tender.

Room temperature ingredients: Let eggs and milk sit about 30 minutes for even blending and better rise.

Confirm your pumpkin: Use 100% pure pumpkin purée, not pie filling that already contains sugar and spices.

Line the pan: A parchment strip over the edges makes it easy to remove the loaf.

Cool before slicing: Allow the loaf to rest 15–30 minutes so it firms up for clean slices.

Variations: Swap chocolate chips for cinnamon chips, add chopped pecans, or stir in shredded coconut for a twist.

Nutrition

Serving: 1slice
|
Calories: 277kcal
|
Carbohydrates: 46 g
|
Protein: 4 g

Nutritional information is provided as a courtesy and may vary by brand and portion size. Use a nutrition calculator if you need exact values based on the ingredients you use.