Moist Chocolate Banana Bread Recipe with Chocolate Chips

This Chocolate Banana Bread is ultra moist, with a lovely balance of chocolate and banana. It’s a healthier version—dairy- and gluten-free, made without refined sugar—and it comes together in one bowl for easy prep.

There’s something comforting about a warm slice of fresh-baked bread with a cup of coffee. This double chocolate banana loaf delivers that cozy feeling while using wholesome ingredients. The texture is tender and cake-like, and the dark chocolate chips scattered throughout add little pockets of richness.

I adapted this version from a favorite double chocolate zucchini bread. The result combines that light texture with ripe banana flavor for a loaf that works for breakfast, snacks, or dessert. It’s simple to make and freezes well, so it’s perfect for meal prep or busy mornings.

Why you’ll love this recipe

• Amazing texture and flavor. The loaf is tender and cake-like with a balanced chocolate-banana taste and dark chocolate chips for extra indulgence.
• One-bowl and quick. About 10 minutes of prep and everything mixes in one bowl.
• Healthier ingredients. Uses almond and oat flours, no refined sugar, and can be dairy- and gluten-free when using dairy-free chips and milk.
• Freezer-friendly. Great for preparing ahead for breakfasts and snacks.

Recipe ingredients

This loaf is made with simple, wholesome ingredients. Quantities are listed below in the recipe card section.

Ingredient notes

• Bananas: Use 2 large or 3 medium very ripe bananas (about 1 cup mashed) for the best sweetness and flavor.
• Almond flour: Use finely ground almond flour, not almond meal, for a soft crumb.
• Oat flour: Homemade or store-bought oat flour both work. If making at home, pulse rolled oats in a blender until fine.
• Cocoa powder: Unsweetened cocoa powder gives the deep chocolate flavor—use Dutch-processed or natural based on preference.
• Sweetener: Maple syrup is used here; honey can be substituted. Coconut sugar will change texture and sweetness slightly.
• Oil & milk: Neutral oil and your preferred dairy or non-dairy milk keep the texture moist and flexible for dietary needs.
• Chocolate chips: Optional; choose dairy-free chips if avoiding dairy.

How to make double chocolate banana bread

This recipe is straightforward and mixes in one bowl. Preheat the oven, mash the bananas, whisk the wet ingredients, then stir in the dry ingredients until combined. Fold in chocolate chips and bake until set.

Pro tip: The riper the bananas (more brown spots), the more banana flavor and natural sweetness they contribute.

1. Preheat oven to 350°F (175°C) and grease a standard loaf pan.
2. Mash bananas in a large bowl. Add eggs, maple syrup, oil, milk, and vanilla; whisk to combine.
3. Add almond flour, oat flour, cocoa powder, baking powder, baking soda, and salt. Whisk until smooth and no lumps remain.
4. Fold in chocolate chips if using.
5. Pour batter into the prepared loaf pan and smooth the top. Sprinkle extra chips if desired.
6. Bake 50–60 minutes, or until the center is set and a toothpick comes out with a few moist crumbs. Cool completely on a wire rack before slicing.

FAQs

• What makes this loaf healthier? It uses whole-grain oat flour and almond flour, minimal oil, no refined sugar, and can be dairy- and gluten-free depending on the milk and chips used.
• Can I freeze it? Yes. Wrap well and freeze up to 3 months. Thaw in the refrigerator for a few hours or overnight before slicing.

Recipe notes

• Banana ripeness: Riper bananas deliver more flavor.
• Almond flour vs. almond meal: Use almond flour for a finer texture; almond meal will be coarser.
• Sweetener swaps: Maple syrup is recommended; coconut sugar will change sweetness and texture.
• Storage: Keep at room temperature 3–5 days in an airtight container, or freeze up to 3 months.

More quick bread recipes you’ll love

• Banana nut bread
• Gluten-free banana bread
• Gluten-free pumpkin bread
• Healthy apple bread
• Blueberry banana oat bread
• Pumpkin chocolate chip bread
• Zucchini chocolate chip bread

Did you try this recipe? If so, please leave a review below and tag @flavorthemoments on social media so I can see your results.

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